Legal

WEBSITE PUBLISHER

Crédit Agricole S.A., French Public Limited Company (société anonyme) with a share capital of €9,077,707,050 divided into 3,052,737,991 shares with a par value of €3. Registered on the Nanterre companies register under the number 784 608 416 SIREN: 784 608 416 Id. SIRET: 784 608 416 00144.
Crédit Agricole S.A. is a credit institution under French law approved by the French Regulatory and Resolution Supervisory Authority (ACPR, 4, place de Budapest, CS 92459, 75436 Paris Cedex 09. See the website: https://acpr.banque-france.fr/)

  • Adress : 12 place des États-Unis, 92127 Montrouge cedex, France
  • Publications Director : Philippe Brassac, Chief Executive Officer of Crédit Agricole S.A.
  • Managing Editor : Véronique Faujour, Corporate Secretary of Crédit Agricole S.A.
  • Host : Crédit Agricole-Group Infrastructure Platform, SAS with a share capital of €86,552,500, with registered office at 30-32, boulevard de Vaugirard – 75015 Paris, registered under 840 434 740 in the Paris companies register – https://rapport-integre.credit-agricole.com/

Design, creation, production : WordAppeal

PHOTO CREDITS

Q&A 

iStock – Jevtic

GettyImages – Poike – 1257578363

GettyImages – Westend61 – 1257323586

GettyImages – Westend61 – 1147342244

iStock –  Liubomyr Vorona

Editorial 

StudioDCGCAsa

Presentation of the Group

CASA-DCGDI

  • Raison d’être

Yann Stofer

  • Business lines

Seignette Lafontan

Strategy and value creation

  • Raison d’être and the Group Project

Yann Stofer

  • Societal commitment in action

Sébastien Proust

  • Environmental strategy

GettyImages – Catherine Delahaye – 500283835

  • Social strategy

GettyImages – alvarez – 1007235552

  • Support strategy for the agricultural and agri‑food sectors

GettyImages – Monty Rakusen- 106451993

  • A natural amplification of our expansion

GettyImages – Morsa Images – 525701055

  • Transformations within our key areas of success

GettyImages – Klaus Vedfelt – 658984513

  • Long-term perspective: societal transitions and new business lines

GettyImages – nd3000 – 1127266110

GettyImages – Halfpoint Images – 1345466907

  • “Ambitions 2025”: financial trajectory

GettyImages –  d3sign – 1362311403

Trends, risks and opportunities

Seignette Lafontan

2023 performance

Seignette Lafontan

Governance

Seignette Lafontan

Sébastien Proust

Alain Goulard

Audrey Gros

AFP/Joël Saget

WARNING

The website publisher wishes to draw Internet users’ attention to the provisions applicable to the use of this website, referred to hereinafter as the “Site”, of which users must be aware. Internet users are also reminded that correspondence privacy is not guaranteed on the Internet, and that they are individually responsible for adopting appropriate measures to protect their data and software.

TERMS OF ACCESS AND PRICING

Access to the Site is free of charge, except for any telephone communications and Internet access costs, which are invoiced directly by telecom operators and access providers.

TERMS OF USE

This Site is governed by French law.

This Site is a website designed to provide information about Crédit Agricole S.A.

The content made available on this Site is provided for information only. Internet users are responsible for using this information with discernment and applying critical thinking. The existence of links from this Site to other websites does not constitute approval of the said sites or of their content. The publisher cannot be held liable for any information, opinions or recommendations formulated by these third parties. Users are reminded of the risks inherent to the electronic transmission of information: delays, omissions or inaccuracies are likely to occur. This information is provided on an “as is” basis, regardless of its source.

COPYRIGHT

The Site and its constituent elements (data, animations etc.), especially the brands and logos that appear on it, are protected and governed by French and international legislation on copyright and intellectual property.

Any reproduction or representation of the Site or of any of its components, in whole or in part, on any medium or by any process whatsoever, is prohibited.

Failure to comply with this prohibition constitutes an infringement that may incur the civil and criminal liability of the infringer.

PROTECTION OF PERSONAL DATA

Crédit Agricole S.A., as the data controller, complies with the following principles of the Crédit Agricole Group’s Personal Data Protection Charter:

  • We do not sell your data;
  • We use your data in total transparency with your consent, and only for explicit, legitimate and clearly defined purposes, in accordance with the principle of proportionality, in order to ensure that the collection corresponds to the purpose in question;

To this end, we provide clear and transparent information about the purpose of our use of your data, the optional or mandatory nature of your responses on forms, and your data protection rights, both when we give you a quote and when you take out a policy;

  • We do not keep your data for any longer than is necessary for the purposes for which it was collected, or than is required by the standards and authorisations of the French data protection authority (CNIL) (including the bank industry compliance pack), or by the law and regulations;
  • We will only disclose your data to authorised insurance intermediaries, companies in the Crédit Agricole S.A. group, partners, reinsurers, service providers or authorised professional bodies which have strict legal grounds for accessing this data in the context of our activities, and in compliance with your rights;
  • We give you control over your data and how it is used;
  • We provide you with clear and transparent information about the purpose of our use of your data, the optional or mandatory nature of your responses on forms, and your data protection rights, both when we give you a quote and when you take out a policy;
  • We always prioritise the security of the personal data you entrust to us.

You can read the full text of this Charter by clicking this link: https://www.credit-agricole.fr/nos-engagements/charte-des-donnees-personnelles.html

ACCESSIBILITY 

Having not been subject to a compliance audit to date, the https://rapport-integre.credit-agricole.com/ website is considered to be non-compliant with the RGAA (French general framework for improving accessibility) by default.