Performance

A non-financial strategy integrated into our models

Crédit Agricole S.A. is consolidating its non-financial performance on the basis of an ESG strategy integrated into its models. In terms of governance, this is being done through the management of Sustainability and Impact and the ESG criteria integrated into the variable compensation of executives. For operational processes, this is being carried out, for example, by the implementation of its climate strategy. Finally, this consolidation is also being achieved through non-financial reporting, which is aligned with regulatory and voluntary standards for both social and environmental criteria.

Non-financial ratings

At 31 December 2024

Moody’s Analytics 71/100
MSCI AA
Sustainalytics 20.1* *Best scores are closest to zero.
ISS ESG C+
CDP Climat A-

Recognised reporting quality for Human Resources

In 2024, the Workforce Disclosure Initiative awarded Crédit Agricole S.A. a score of 85% (+13 points vs. 2021). The Workforce Disclosure Initiative (WDI) is one of the world’s leading programmes aiming to improve corporate transparency and accountability on issues relating to Human Resources, by providing businesses and investors with comprehensive and comparable data, and helping to improve the quality of job offers around the world.

The carbon budget process

To meet the monitoring requirement for decarbonisation pathways, the steering of Net Zero commitments is integrated into the budget process. Carbon is managed as a scarce and diminishing resource. The carbon aspect of financing is monitored according to sector pathways, either in absolute terms or in terms of intensity, with annual targets set per entity on the basis of the 2030 targets announced by the Group.