Strategy

Financial trajectory

"Ambitions 2025" is a medium-term strategic plan focused on ambitious growth in the net income and profitability of Crédit Agricole S.A. while confirming the financial strength of Crédit Agricole Group. Crédit Agricole S.A. once again exceeds, one year in advance, all the financial targets of its strategic plan and confirms the relevance of its development model.

Net income Group share underlying
2025 Targets: >€6bn
2024 Performance: €7.2bn

RoTE, return on tangible equity underlying
2025 Targets: >12.0%
2024 Performance: 14.0%

Cost/income ratio underlying excl. SFR
2025 Targets: <58.0%
2024 Performance: 54.4%

CET1 solvency target
2025 Targets: 11.0%
2024 Performance: 11.7%

Distribution
2025 Targets: 50% in cash
2024 Performance: Dividend €1.10/share

1 2024 dividend proposal subject to adoption by the 2025 General Meeting

See also “2024 Performance“.