Group profile

Group perimeter

Crédit Agricole group includes Crédit Agricole S.A. as well as all of the regional banks and local banks and their subsidiaries.

The share capital of Crédit Agricole S.A. is held as follows: 62.4.% by the Regional Banks and 37.6% by the public.

 

The Regional Banks are organised as outlined below:

  • 12.1 million mutual shareholders hold mutual shares in 2,383 Local Banks
  • The 39 Regional Banks:
    • Jointly hold the majority of Crédit Agricole S.A.’s share capital through SAS Rue La Boétie1;
    • Own 100% of SACAM Mutualisation, which for its part owns 25% of the Regional Banks;
    • Have a political link with the Fédération nationale du Crédit Agricole (FNCA)2.

 

The float breaks down as follows:

  • Institutional investors: 23.6%
  • Individual shareholders: 6.9%
  • Employee Share Ownership Plans (ESOP): 6.5%
  • Treasury shares: non-significant3

 

Crédit Agricole S.A.’s scope includes all of its specialised entities, organised by business line:

In Asset Gathering:

  • Crédit Agricole Assurances
  • Amundi (Asset Management)
  • Indosuez Wealth Management

In Retail Banking:

  • LCL
  • Crédit Agricole Italia
  • Crédit Agricole Bank Polska, Ukraine and Egypt

In Specialised Financial Services:

  • Crédit Agricole Personal Finance & Mobility
  • Crédit Agricole Leasing & Factoring

In Large Customers:

  • Crédit Agricole Corporate & Investment Bank
  • CACEIS (Investor Services)

In Specialised Activities and Subsidiaries:

  • Crédit Agricole Group Infrastructure Platform
  • Crédit Agricole Capital Investment & Finance
  • Crédit Agricole Immobilier
  • Crédit Agricole Payment services
  • Crédit Agricole Transitions & Énergies
  • Crédit Agricole Santé & Territoires
  • IDIA Capital Investment
  • BforBank
  • Uni-Médias
1 The Regional Bank of Corsica, 99.9% owned by Crédit Agricole S.A., is a shareholder of SACAM Mutualisation.
2 The Fédération nationale du Crédit Agricole (FNCA) acts as a think-tank, a mouthpiece and a representative body for the Regional Banks vis-à-vis their stakeholders.
3 Non-significant: 0.53% treasury shares, including buy-backs in 2024 that will be cancelled in 2025.