Logo/CA/Couleur Integrated report 2021-2022
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THE DEVELOPMENT MODEL Customer-focused universal banking

Our unique customer-focused universal banking model is based on the close association between its retail banking and its specialised business lines. Together, we offer all our customers, via all channels, a complete range of banking products and services suited to their needs.

LET’S HEAR FROM…

…Xavier Musca, Deputy Chief Executive Officer

The French economy, thanks to the actions of the government and of actors such as Crédit Agricole, showed its robustness during the crisis and managed to rebound. Crédit Agricole Group, for its part, overcame this crisis more effectively than some had anticipated. The solidity and stability of our Group are the result of our cooperative governance, our control systems, our financial strength and the mobilisation of all the men and women who make up the Group.

Throughout this crisis, our model demonstrated its resilience, its usefulness and its relevance in a society that is undergoing transformation. We want to continue supporting as many people as possible, in accordance with our Raison d’Être: “Working every day in the interest of society and our customers.” This means being there for all our customers regardless of their income level and in all regions.

Within Crédit Agricole Group, performance and ethics are intimately linked and pursued hand in hand: our social and societal targets are a cornerstone of our performance and solidity, and this is also what gives our model its strength, as witnessed by the Group’s remarkable profitability.

  • Branches around the world
    Retail banking
    Abroad
    • Crédit Agricole Italia
    • CA Bank Polska
    • CA Egypt
    • Crédit du Maroc
    • CA Ukraine
    • CA Serbia1

     

    1 Disposal of CA Serbia finalized on April 1st 2022

    In France
    • 39 Regional Banks
      of Crédit Agricole
    • LCL
    • BforBank

    Click on the business lines to access the information

  • Diversified business lines
    ASSET GATHERING
    AND INSURANCE
    Crédit Agricole Assurances (insurance)

    Life, health, borrower, group, property and casualty insurance

    AMUNDI

    Asset management

    Crédit Agricole Immobilier (real estate)

    Global real estate operator

    Indosuez Wealth Management

    Wealth management

    Click on the business lines to access the information

  • Diversified business lines
    LARGE
    CUSTOMERS
    CRÉDIT AGRICOLE CIB

    Corporate and investment banking

    CACEIS

    Institutional financial services

    Click on the business lines to access the information

  • Diversified business lines
    SPECIALISED
    FINANCIAL
    SERVICES
    Crédit Agricole Consumer Finance

    Consumer finance

    Crédit Agricole Leasing & Factoring

    Leasing and factoring

    Click on the business lines to access the information

  • Diversified business lines
    PAYMENT
    INSTRUMENTS
    Crédit Agricole
    Payment services

    Click on the business lines to access the information

  • Diversified business lines
    OTHER SPECIALISED
    SUBSIDIARIES

    Uni-Médias

    Investissement & Finance
    (IDIA CI, SODICA CF)

    CA-GIP

    Click on the business lines to access the information

53M
CUSTOMERS

Individuals, farmers, small businesses, local authorities, institutions, corporates

147k
EMPLOYEES
47
COUNTRIES
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